Forza Finance website (our site) uses cookies to distinguish you from other users of our site. This helps us to provide you with a good experience when you browse our site and also allows us to improve our site. This policy explains what we mean by "cookies", the cookies we use on our website, what the cookies do, how long they last for and where you can find out more information about them.

What are cookies?

Cookies are pieces of data created when you visit a website, and contain a unique, identification number. Some cookies are stored in the cookie directory of your hard drive, and do not expire at the end of your session. Cookies do not contain any personal information about you and cannot be used to identify an individual user.

Cookies have a lifetime. Many only last until you close your browser or for a short time. These are called 'session cookies'. Some last far longer though, for example, to enable a website to recognise you when you return to them. These are called 'persistent cookies'. Where possible, we'll let you know how long these cookies last for.

Cookies set directly by a website owner (like us) are generally known as 'first party cookies'. Many (if not most) modern websites also use bits of hidden technology provided by other parties. Online advertising is a particularly common example. These other parties may also set cookies when you use our website. If they do so, their cookies are generally known as 'third party cookies'.

There are some other computer technologies which are technically different to cookies but are used to perform very similar jobs and function in a very similar way. For example, 'locally stored objects'(or 'flash cookies') are used to power some online video content, and 'web bugs'(or 'web beacons') are used for many of the same purposes as cookies. When we provide services to you through our website, we want to make them easy to use, useful and reliable. Cookies are used to improve services for you through, for example:

  • enabling a service to recognise your device so you don't have to give the same information several times during one task;
  • recognising that you may already have given a username and password, so you don't need to do it for every web page requested; and
  • measuring how many people are using services, so they can be made easier to use and there is enough capacity to ensure they are fast.

Now that we have explained what cookies are, please read "Our use of cookies" to understand why we use them.

Our use of cookies

We have set out brief details of the cookies we use below, together with an overview of why we use them:

Details of the main cookies we use and the purposes for which we use them are set out in the table below:

Cookie

Name

Purpose

Non-essential session

Key stroke recording

This cookie enables us to record the information you input into the application form as you do so. It is confined to our Site and will not capture information in other windows open at that time. This cookie allows us to record your information so that we can use these details to contact you if (i) you do not proceed with your application, for whatever reason; or (ii) if you begin, but do complete, your application, for whatever reason, to see if there is any way we can assist with completing and/or submitting your application.

Essential persistent cookie

_utma

Google Analytics: This cookie together with the following cookies detailed below (_utmb _utmc, _utmv and _utmz) are used to collect information about how visitors use our site including the number of visitors, where visitors have come to our website from and the pages they visit. We use this information to collect statistics about site usage so that we can compile internal reports with the aim to improve the user experience on the website. _Utma is used to distinguish users and sessions. The cookie is updated every time data is sent to Google Analytics.

Non-essential persistent cookie

_utmb

This cookie is used to determine new sessions/visits. The cookie is updated every time data is sent to Google Analytics.

Non-essential persistent cookie

_utmc

This cookie works in tandem with _utmb to calculate visit length. Google __utmb cookie demarks the exact arrival time and then Google __utmc registers the precise exit time of the user. The cookie is updated every time data is sent to Google Analytics.

Non-essential persistent cookie

_utmv

This cookie is used to store visitor-level custom variable data to improve our targeting capabilities. The cookie is updated every time data is sent to Google Analytics.

Non-essential persistent cookie

_utmz

This cookie stores the traffic source or campaign that explains how you have reached our site. The cookie is updated every time data is sent to Google Analytics.

Non-essential persistent cookie

DoubleClick cookies

These cookies are used to serve our internet advertisements on other sites. Common applications are to target advertising based on what is relevant to a user in order to improve reporting on performance and to avoid showing ads the user has already seen.

Essential session

SessionID

We use session cookies for storing and retrieving values for a user. When you navigate to the site, the server establishes a unique session for you that lasts for the duration of your visit. For each session, it maintains session state information where applications can store user-specific information in a non-persistent cookie. The information stored on the server will remain in the server’s memory until the session is either explicitly removed or expired

We regularly review the cookies we use and which our suppliers use to keep them to the minimum we think we need. In doing so, we aim to respect your right to privacy in your online life, which is very important to us, but also ensure you have a good browsing experience and ensure we have enough of the right kind of information to improve our website and the services which we offer.

Third party cookies

These are cookies which are set by other people. Please note that third parties (including, for example, advertising networks and providers of external services like web traffic analysis services) may also use cookies, over which we have no control. These cookies are likely to be analytical/performance cookies or targeting cookies.

During your visit to our website you may notice some cookies that are not related to our website. This happens when you visit a page with content embedded from a third party or use some of the links to social networking websites (e.g. Facebook). We love it when you share information through a social media network but when you do so, please be aware that, these websites may place cookies on your device. We do not control how a third party uses their cookies. You should check these third-party websites' privacy policies for more information about their cookies if you are concerned about this.

How can you manage cookies?

In case you do not agree with our Cookie Policy, we have provided the following details of how you can manage cookies yourself. By following the instructions below, you can tailor how your web browser behaves and to ensure only cookies and similar technologies with which you are happy are loaded on to your device.

Although your browser may be set up to allow the creation of cookies, you can specify that you be prompted before a website puts a cookie on your hard disk, so that you can decide whether to allow or disallow the cookie. Alternatively, you can set your computer not to accept any cookie. If you choose not to accept the essential cookies listed in the table above our website will not work properly. If you choose not to accept the non-essential cookies listed in the table above, you will not be able to access certain features of our website, your browsing experience will change and become less interactive and less personal to you. Our website is designed to use cookies, so it may be affected by some or all of these issues, as well as others not listed here.

Unless you have adjusted your browser setting so that it will refuse cookies, our system will issue cookies when you visit our website.

Updates to this Cookie Policy

We review our use of cookies and similar technologies regularly. In doing so, we may change the cookies and other technologies we use, and how we use them. As a result, we will need to change this Cookie Policy from time to time to keep it accurate and up to date.

If we change this Cookie Policy, we will tell you when you next visit our website and give you a link to our revised policy. That way you can check to see if you are happy with our new arrangements and adjust your browser settings if you want to, before proceeding any further.

Please look out for these notices in future when you are using our website.