Lease Purchase LP | Forza Finance

Advantages of Lease Purchase:

What is LP Finance?

Lease Purchase or Balloon HP offers lower monthly payments than standard Hire Purchase. At the end of the agreement you have the option to make a final lump sum payment (balloon) to purchase the vehicle in full.

At the end of the agreement you have a number of options including vehicle purchase, re-finance, part-exchange or resale. You will have to pay an initial deposit, typically between 5–40% of the vehicle price. The deferred balloon element is calculated on the estimated future value of the vehicle, which is repaid over an agreed period, usually between 1–4 years, plus a final balloon payment.

There is no return option at the end of the agreement so the balloon payment must be paid for, either in cash or via a second finance agreement.

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Lease Purchase LP

With lease purchase vehicles, there is a fixed rate of interest but with lower fixed monthly payments because you defer repayment of some of the borrowing.

Advantages of Lease Purchase:


No matter what you need help with funding Forza Finance can help


We value Forza Finance customers and appreciate their feedback
  • From start to finish Barry was extremely swift with all communications and I managed to get a really competitive deal matched with great customer service. I would highly recommend.
  • Excellent service from Graham and Barry from start to finish.....7 star service.
  • Forza finance came to the rescue and found a storming deal. Easy to deal with asked a few questions and had the deal sorted in 2-3 days Evan over the Christmas period.
    Thomas Phillips
  • I was recommended Graham at Forza by a friend and I couldn’t have been more happy with the service I received. Pleasant, helpful and professional. I would definitely use them again and recommend wholeheartedly.
    Jane Hill
  • Just thought I’d drop you a line to thank you for assisting me with the finance of my new car. Your courtesy and professionalism has made the whole process a breeze from start to finish and, as such, it has been a pleasure dealing with yourself and Forza Finance. Thank you, once again. I will definitely recommend your services to colleagues, friends and family. Kind regards, Henry Hichens.
  • Absolutely amazing customer service!! Very friendly, prompt and efficient service! Especially Graham who went above and beyond to really help us out! Highly recommend it anyone! Excellent customer service and incredible staff support! Really appreciate it! Thank you, Vithiya
  • Thanks for taking the time and making an effort in finding the right finance package for me. This was an important purchase and Forza displayed both the knowledge and expertise in securing and executing the deal with the minimum of fuss. I would highly recommend their services.
    Rod Watson
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  • I wanted to get the best finance deal for my purchase and I'm extremely pleased I took my business to Forza. The Lease Purchase product recommended provided a strong residual value and affordable monthly payments. I will be back when I'm looking to buy again.
    Steve Bennett
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  • The number of options and subsequent advice made it easier for me to understand the products and make the best choice for me. Thanks for all your help and I will definitely be recommending you to friends, family and colleagues.
    Mr M. Ahmad
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  • Forza Finance have worked with new client Hillside Leisure, specialists in Motorhomes and Campervans, on their funding solutions. Their first joint customer is now the proud owner of a Stone Blue VW Birchover.
    Hillside Leisure
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  • From start to finish very impressed with the finance offered and customer service from Liam second to none would recommend these guys before using dealer finance.
    Mike Richardson
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  • Excellent comprehensive service. Clear and helpful advice, trouble free from start to finish, extremely helpful adviser (Barry Stockwell) and provided clear and timely communication with me the client, the car dealership and the lender. In addition to great customer service, Forza Finance managed to find the best interest rate on the market and provided the most cost effective PCP solution when compared against three other brokers and the car dealership's own finance. Would recommend without reservation. Thank You.
    Mrs Arnold
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