What is LP Finance?
Lease Purchase or Balloon HP offers lower monthly payments than standard Hire Purchase. At the end of the agreement you have the option to make a final lump sum payment (balloon) to purchase the vehicle in full.
At the end of the agreement you have a number of options including vehicle purchase, re-finance, part-exchange or resale. You will have to pay an initial deposit, typically between 5–40% of the vehicle price. The deferred balloon element is calculated on the estimated future value of the vehicle, which is repaid over an agreed period, usually between 1–4 years, plus a final balloon payment.
There is no return option at the end of the agreement so the balloon payment must be paid for, either in cash or via a second finance agreement.
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Lease Purchase LP
With lease purchase vehicles, there is a fixed rate of interest but with lower fixed monthly payments because you defer repayment of some of the borrowing.
Advantages of Lease Purchase:
Low Fixed Monthly Payment
VEHICLES AVAILABLE ON LEASE PURCHASE
No matter what you need help with funding Forza Finance can help
We value Forza Finance customers and appreciate their feedback
Jordan Scraggs and the rest of the team were great! They advised us and kept us in the loop and achieved the best deals possible. Their approach was friendly and polite and everything was explained perfectly. They sourced the best possible finance options with the lowest APR achievable. Would highly recommend and would definitely use again in a heart beat! Thank you
This company is amazing! Since day one I was looked after so well and kept informed through the whole process of buying my dream car. I was messed around by two garages so I had to get a few different quotes! But it was no problem for Forza :-) Jordan Scraggs your amazing and a credit to your company! So professional and made everything run so smoothly. Thank you Jordan Scraggs. Amazing guy ! Amazing company.
After being quoted for PCP finance by a main dealer I decided to look for my own finance.. Forza Finance came up in my search engine so I gave them a go! I can honestly say this was the best decision I could of made. From start to finish I was looked after by Nick Relf. Nick was open, honest and so easy to deal with, responding to all my questions and requests with real urgency and clarity. Not only that, I saved money as well! Thank you Forza and thank you Nick.. First class service
Fantastic service and unbeatable product!! Having been refused an HP offer from the main dealer, Forza didn't only find a product that matched my requirements, they manged to beat APR quotes from other lenders by quite a considerable amount, saving huge amounts. The professionalism, knowledge and support provided for by Danny Page, not only made an otherwise complicated process flow with ease, he kept me fully updated and answered all my questions in real time. If you're looking to save time, money and stress, I can’t recommend Forza Finance enough! Probably the best finance company to have dealings with. In a word, superb!
Excellent service. Jordan looked after us throughout and was always available to talk through any questions or queries we had. The speed of service was superb - the process took less than a day from start to finish with the funds being transferred almost immediately. I would highly recommend Forza to anyone who's looking to get finance for their vehicle. We're now looking forward to picking up our camper van tomorrow and making the most of the sunshine :). Many thanks Jordan
Would definitely recommend!! Forza were very easy to deal with and even though the actual finance was eventually arranged with the same company as the dealer had quoted with, Forza were able to arrange a deal saving me over £500! Rahman at Forza was a pleasure to communicate with, always polite, makes a difference these days!
Jordan at Forza Finance has been an absolute star to work with. Nothing was too much trouble for him, and he really went all out to make the deal happen for me. I was kept in the loop the entire time, and Jordan was extremely easy to get hold of should I have had any questions - no nightmare phone trees to deal with! An all round great experience with Forza and Jordan, I can’t rate them highly enough.
Thanks for taking the time and making an effort in finding the right finance package for me. This was an important purchase and Forza displayed both the knowledge and expertise in securing and executing the deal with the minimum of fuss. I would highly recommend their services.
I wanted to get the best finance deal for my purchase and I'm extremely pleased I took my business to Forza. The Lease Purchase product recommended provided a strong residual value and affordable monthly payments. I will be back when I'm looking to buy again.
The number of options and subsequent advice made it easier for me to understand the products and make the best choice for me. Thanks for all your help and I will definitely be recommending you to friends, family and colleagues.
Forza Finance have worked with new client Hillside Leisure, specialists in Motorhomes and Campervans, on their funding solutions. Their first joint customer is now the proud owner of a Stone Blue VW Birchover.
From start to finish very impressed with the finance offered and customer service! Would recommend these guys before using dealer finance.
Excellent comprehensive service. Clear and helpful advice, trouble free from start to finish, extremely helpful adviser (Barry Stockwell) and provided clear and timely communication with me the client, the car dealership and the lender. In addition to great customer service, Forza Finance managed to find the best interest rate on the market and provided the most cost effective PCP solution when compared against three other brokers and the car dealership's own finance. Would recommend without reservation. Thank You.