What is LP Finance?
Lease Purchase or Balloon HP offers lower monthly payments than standard Hire Purchase. At the end of the agreement you have the option to make a final lump sum payment (balloon) to purchase the vehicle in full.
At the end of the agreement you have a number of options including vehicle purchase, re-finance, part-exchange or resale. You will have to pay an initial deposit, typically between 5–40% of the vehicle price. The deferred balloon element is calculated on the estimated future value of the vehicle, which is repaid over an agreed period, usually between 1–4 years, plus a final balloon payment.
There is no return option at the end of the agreement so the balloon payment must be paid for, either in cash or via a second finance agreement.
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Lease Purchase LP
With lease purchase vehicles, there is a fixed rate of interest but with lower fixed monthly payments because you defer repayment of some of the borrowing.
Advantages of Lease Purchase:
Low Fixed Monthly Payment
VEHICLES AVAILABLE ON LEASE PURCHASE
No matter what you need help with funding Forza Finance can help
We value Forza Finance customers and appreciate their feedback
A kind gentleman rang me after I had contacted to try and understand the PCP method and other things to do with finance. They are a broker and gave me really sound and good advice and told me they would ring me back. I was due to look at a dealer and they told me what to expect. Anyway they rang me as they said they would to catch up with how I was doing. So kind so thoughtful , I highly recommend anyone contacting them and using them they are BRILLIANT and KIND
Awesome experience from start to finish. James M was a credit to the broker and helped me get across the line with my finance so speedily and efficiently. I saved £25/month on my PCP agreement and had the paperwork all sorted within a couple of days. Honestly James was a star and deserves a heap of praise for their efforts. Thanks and look forward to working with you on my next car in the future.
This company is amazing, Jordan Scraggs went above and beyond. Dealing with a company like Tesla is not an easy task as the work from a call centre rather then the traditional dealerships so a lot of hours spent on the phone. Jordan dealt with the situation with the upmost professionalism. I was so pleased I recommended my friend to contact him directly to broker his deal for a car. Don't take my word for it try Forza yourself.
Great customer service! Thank you to James who did a great job in providing myself and my husband our dream car! GLC- Mercedes*. James made us feel comfortable and exceeded our expectations. From the beginning, during and even after sales! Constant updates through emails and regular calls to keep us informed through out the process. James wholeheartedly, thank you. Recommended the company and James to our family and friends because we were so impressed! All the best
Fantastic service throughout, even when my car was unavailable finance was transferred onto the new vehicle. Jordon made it effortless and hassle free dealing with the garage and all I had to do was sign documents online and finance was in place with most competitive offer. Any questions I had were explained and regular contact until the deal was complete.
Forza Finance! What a great service, Rahman was great from start to finish. We had a little issue with Vertu motors but he never gave up and was always on the phone in an instant to answer my questions as they came up. On top of all this they beat the interest rate set by Vertu by 3%!!! 100% would call Rahman again in the future. Thanks Guys
It's been quite sometime since I had to use a finance company and things have clearly moved on a bit. The 2 guys at Forza that I dealt with both really communicative by both phone and email and the whole process was really easy. I admit I was a bit keen to get things sorted ASAP so may have chased more than I should have but as I said above its been awhile. All said and done everything was sorted in under a week and the vendor was also very complimentary as payment to them was very prompt.
Great experience. I usually finance through a main dealer and this was my first experience financing via a 3rd party. Rahman was excellent in handling my requirements and put forward a deal with very competitive rates. He did well putting up with my undoubtedly annoying questions via email! He definitely went over and above to ensure payment for the vehicle was paid in advance and in a timely manner.
All I can say to anyone looking to purchase a car is ring this number. Significant saving vs dealership deal due to APR. Personally I was looked after by Rahman, who was nothing less than a professional. Incredibly supportive and no pressure from him in anyway. Forza pulled all the stops out to ensure my finance was in place over the 48hrs ahead of collection. I would certainly look to use this company again.
Having bought a few cars from a dealer accustomed to Forza, I was delighted to find they were able to help me directly with another purchase. I was eager to buy a car that had already attracted a lot of interest. However, with Forza my finance was approved by a major lender within a few hours and the money transferred to the somewhat stunned salesman the next day. Amazing.
can’t tell you how pleased I am with the impeccable service from Forza Finance. Couldn’t thank Nicholas enough and he really is a true asset to the company. Despite numerous setbacks with the dealer I was purchasing the car from, he was their literally 24/7 to help pull things through within a few days start to finish. Great rates, great service and great company. Have a cold one fella for me!
Excellent customer service. My current PCP lender has decided not to fund the type of Electric Vehicle I want to purchase despite providing quotes for it. Forza (Jordan) came to the rescue and worked through some potential issues to provide me with a great package at a more favorable interest rate resulting in a significant saving on my monthly payments. Highly recommended.
Amazing service, quick and efficient. Both my partner and I have used them and cannot fault them. Rahman was extremely helpful and offered great advice. I also dealt with Jordan S when Rahman was unavailable who also offered amazing customer service. Forza Finance will be our new go to from now on and can highly recommend them to anyone. Thanks for helping us get our new cars!
*Exceptional service* Having been put off by the packages a lot of dealers were offering I started looking for an independent PCP finance provider. I spoke to Jordan Scraggs at Forza and immediately I knew that I was speaking to someone who fully understood what I was looking for. He was clear, transparent and unlike the dealers I had spoken to wasn't pushy or misleading. We discussed numbers and Jordan provided various options that helped me understand what the best way forward was for me and what would work out better in the long term. After completing the application he delivered the best level of service I could expect and did his best to ensure my deadline was met and the deal was exactly as discussed, kept me in the loop at all times and was easy to get hold of and very responsive, basically made the deal happen. I would recommend you speak with Jordan if you are looking for any kind of car finance and personally will not hesitate to use him whenever I am looking to purchase a vehicle. Thanks for all your help, much appreciated!
I found the perfect car on Auto trader and was looking to finance the car. I had spoken to 2 other car finance companies but their response time and quotation provided were not what I was expecting. Then out of nowhere I googled finance company and Forza Finance came up. Completed a finance calculator and was contacted by Rahman in a few minutes. He gave me two quotations and explained how it worked. Once I confirmed with him which deal I had chosen, he quickly spoke to the bank to get a finance contract approved. In less than 2 day, he got all the information ready and contacted the dealer to confirm the payment. The service received was the best so far and can't recommended Forza and Rahman enough for the excellent customer service provided. Thank you soo much for helping me finance my dream car. Can't wait to collect it this Saturday.
Jordan Scraggs and the rest of the team were great! They advised us and kept us in the loop and achieved the best deals possible. Their approach was friendly and polite and everything was explained perfectly. They sourced the best possible finance options with the lowest APR achievable. Would highly recommend and would definitely use again in a heart beat! Thank you
This company is amazing! Since day one I was looked after so well and kept informed through the whole process of buying my dream car. I was messed around by two garages so I had to get a few different quotes! But it was no problem for Forza :-) Jordan Scraggs your amazing and a credit to your company! So professional and made everything run so smoothly. Thank you Jordan Scraggs. Amazing guy ! Amazing company.
After being quoted for PCP finance by a main dealer I decided to look for my own finance.. Forza Finance came up in my search engine so I gave them a go! I can honestly say this was the best decision I could of made. From start to finish I was looked after by Nick Relf. Nick was open, honest and so easy to deal with, responding to all my questions and requests with real urgency and clarity. Not only that, I saved money as well! Thank you Forza and thank you Nick.. First class service
Fantastic service and unbeatable product!! Having been refused an HP offer from the main dealer, Forza didn't only find a product that matched my requirements, they manged to beat APR quotes from other lenders by quite a considerable amount, saving huge amounts. The professionalism, knowledge and support provided for by Danny Page, not only made an otherwise complicated process flow with ease, he kept me fully updated and answered all my questions in real time. If you're looking to save time, money and stress, I can’t recommend Forza Finance enough! Probably the best finance company to have dealings with. In a word, superb!
Excellent service. Jordan looked after us throughout and was always available to talk through any questions or queries we had. The speed of service was superb - the process took less than a day from start to finish with the funds being transferred almost immediately. I would highly recommend Forza to anyone who's looking to get finance for their vehicle. We're now looking forward to picking up our camper van tomorrow and making the most of the sunshine :). Many thanks Jordan
Would definitely recommend!! Forza were very easy to deal with and even though the actual finance was eventually arranged with the same company as the dealer had quoted with, Forza were able to arrange a deal saving me over £500! Rahman at Forza was a pleasure to communicate with, always polite, makes a difference these days!
Jordan at Forza Finance has been an absolute star to work with. Nothing was too much trouble for him, and he really went all out to make the deal happen for me. I was kept in the loop the entire time, and Jordan was extremely easy to get hold of should I have had any questions - no nightmare phone trees to deal with! An all round great experience with Forza and Jordan, I can’t rate them highly enough.
Thanks for taking the time and making an effort in finding the right finance package for me. This was an important purchase and Forza displayed both the knowledge and expertise in securing and executing the deal with the minimum of fuss. I would highly recommend their services.
I wanted to get the best finance deal for my purchase and I'm extremely pleased I took my business to Forza. The Lease Purchase product recommended provided a strong residual value and affordable monthly payments. I will be back when I'm looking to buy again.
The number of options and subsequent advice made it easier for me to understand the products and make the best choice for me. Thanks for all your help and I will definitely be recommending you to friends, family and colleagues.
Forza Finance have worked with new client Hillside Leisure, specialists in Motorhomes and Campervans, on their funding solutions. Their first joint customer is now the proud owner of a Stone Blue VW Birchover.
From start to finish very impressed with the finance offered and customer service! Would recommend these guys before using dealer finance.
Excellent comprehensive service. Clear and helpful advice, trouble free from start to finish, extremely helpful adviser (Barry Stockwell) and provided clear and timely communication with me the client, the car dealership and the lender. In addition to great customer service, Forza Finance managed to find the best interest rate on the market and provided the most cost effective PCP solution when compared against three other brokers and the car dealership's own finance. Would recommend without reservation. Thank You.