Lease Purchase LP | Forza Finance

Advantages of Lease Purchase:

What is LP Finance?

Lease Purchase or Balloon HP offers lower monthly payments than standard Hire Purchase. At the end of the agreement you have the option to make a final lump sum payment (balloon) to purchase the vehicle in full.

At the end of the agreement you have a number of options including vehicle purchase, re-finance, part-exchange or resale. You will have to pay an initial deposit, typically between 5–40% of the vehicle price. The deferred balloon element is calculated on the estimated future value of the vehicle, which is repaid over an agreed period, usually between 1–4 years, plus a final balloon payment.

There is no return option at the end of the agreement so the balloon payment must be paid for, either in cash or via a second finance agreement.

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Lease Purchase LP

With lease purchase vehicles, there is a fixed rate of interest but with lower fixed monthly payments because you defer repayment of some of the borrowing.

Advantages of Lease Purchase:


No matter what you need help with funding Forza Finance can help


We value Forza Finance customers and appreciate their feedback
  • Rahman was a great and real superstar in explaining the best options and making things very clear, very professional and simple to allow me to make an informed decision and move forward with the right package. Great asset to the Forza team.
  • Carl Thomas
    Great experience can’t recommend enough
    Carl Thomas
  • Shannon
    Jordan Scraggs and the rest of the team were great! They advised us and kept us in the loop and achieved the best deals possible. Their approach was friendly and polite and everything was explained perfectly. They sourced the best possible finance options with the lowest APR achievable. Would highly recommend and would definitely use again in a heart beat! Thank you
  • Atlanta
    Danny was really helpful from start to finish, answered any questions I had straight away and made the whole process a lot easier for me
  • Dean Dale
    Superb from start to finish. Rahman was brilliant when explaining the process and very helpful when I had any questions or queries.
    Dean Dale
  • Gavin Potter
    Jordan is heads above anyone in any business you will deal with. Service in another stratosphere and how it should be and then some. Top rates too.
    Gavin Potter
    Simple and clear process. Jordan was a great help. Many thanks
  • Richard Thomas
    This company is amazing! Since day one I was looked after so well and kept informed through the whole process of buying my dream car. I was messed around by two garages so I had to get a few different quotes! But it was no problem for Forza :-) Jordan Scraggs your amazing and a credit to your company! So professional and made everything run so smoothly. Thank you Jordan Scraggs. Amazing guy ! Amazing company.
    Richard Thomas
  • Simon Chamberlain
    Absolutely No Other Way To Get Finance, Brilliant company & people. Top man to Jonathan, very helpful & saved me tonne of money, so I could buy the car & spec I wanted!!!
    Simon Chamberlain
  • Erin Martin
    Great experience - Jonathon was extremely helpful and made the process easy and simple. Thank you😊
    Erin Martin
  • NH
    Great service and competitive finance rates, would definitely recommend. I got a quote from Forza after being disappointed with dealership finance options when looking for a used car. The service was professional and straightforward and I would definitely recommend & use again!
  • Luke
    Came across Forza Finance through google search and I’m glad I found them. Dealt with Jordan Scraggs from start to finish, very professional and helpful. I would definitely return to Forza for my next car finance deal and recommend to others. Many thanks Luke
  • Thomas
    Jordan was a dream to work with on this, extremely responsive and very helpful with anything I’ve asked of him. Very easy to deal with and made the process very straight forward - will definitely be coming back to them when this car ends!
  • Stuart Murphy
    A very simple and efficient service while also providing the most competitive quote I could find. Excellent.
    Stuart Murphy
  • Jo
    What fantastic service and the turnaround from receiving the paperwork to funds released was incredible.
  • Gordon Fuller
    Jordan at Forza was fantastic dealt with my enquiry extremely efficiently from initial enquiry and application through to release of funds within 7 days over the Xmas and New year period in midst of covid pandemic !! Highly recommend. Regards Gordon Fuller
    Gordon Fuller
  • Joe Kelvey
    Rahman was quick with communication and efficient in getting everything in order, answered any questions I had and handled everything needed. Will definitely be returning for my next car.
    Joe Kelvey
  • Andrew
    I dealt with Jordan who was excellent throughout. Sorted the finance extremely smoothly and efficiently and then liaised with the car dealer expediently. Absolutely no gripes whatsoever. Thank you very much
  • Darren Boyce
    After being quoted for PCP finance by a main dealer I decided to look for my own finance.. Forza Finance came up in my search engine so I gave them a go! I can honestly say this was the best decision I could of made. From start to finish I was looked after by Nick Relf. Nick was open, honest and so easy to deal with, responding to all my questions and requests with real urgency and clarity. Not only that, I saved money as well! Thank you Forza and thank you Nick.. First class service
    Darren Boyce
  • Dominic Sands
    Fantastic service and unbeatable product!! Having been refused an HP offer from the main dealer, Forza didn't only find a product that matched my requirements, they manged to beat APR quotes from other lenders by quite a considerable amount, saving huge amounts. The professionalism, knowledge and support provided for by Danny Page, not only made an otherwise complicated process flow with ease, he kept me fully updated and answered all my questions in real time. If you're looking to save time, money and stress, I can’t recommend Forza Finance enough! Probably the best finance company to have dealings with. In a word, superb!
    Dominic Sands
  • Geoff Read
    I was very impressed with the ease and speed of completing the process. Nick help by providing a number of quotations to help me identify the level of financing I was comfortable with.
    Geoff Read
  • Chris
    Never used the company before but will certainly be using them again. Rare thing to find in the motoring world a company that's fair, excellent service and does everything they say they'd do. Jordan was sublime from start to finish ad well accommodating.
  • Steve
    Danny was really helpful from start to finish, answered any questions I had straight away and made the whole process a lot easier for me.
    Excellent service. Jordan looked after us throughout and was always available to talk through any questions or queries we had. The speed of service was superb - the process took less than a day from start to finish with the funds being transferred almost immediately. I would highly recommend Forza to anyone who's looking to get finance for their vehicle. We're now looking forward to picking up our camper van tomorrow and making the most of the sunshine :). Many thanks Jordan
    First class service. I was recommended Nick from Forza by a friend and I couldn’t have been more happy with the service I received. Pleasant, helpful and professional. I would definitely use them again and recommend wholeheartedly
    Great service from Forza Finance. Rahman was amazing and managed to turn everything around really quickly so we can pick up our lovely new van. Would definitely recommend these guys.
    Just fantastic! Pain free experience. These guys were brilliant. From initial enquiry until completion it took 24 hours and all paperwork was sorted and funds paid. Big Shout out to Jordan for being always on hand. I will be using them again for sure!
    Would definitely recommend!! Forza were very easy to deal with and even though the actual finance was eventually arranged with the same company as the dealer had quoted with, Forza were able to arrange a deal saving me over £500! Rahman at Forza was a pleasure to communicate with, always polite, makes a difference these days!
    Jordan at Forza Finance has been an absolute star to work with. Nothing was too much trouble for him, and he really went all out to make the deal happen for me. I was kept in the loop the entire time, and Jordan was extremely easy to get hold of should I have had any questions - no nightmare phone trees to deal with! An all round great experience with Forza and Jordan, I can’t rate them highly enough.
  • ANDY
    Fantastic support from Forza who were a massive help in getting our dream motor home on the road. Rahman was fantastic support at every step of the journey. Couldn’t be happier :) well done
    Jordan was excellent. Sent my enquiry over late Saturday, had the documents at an impressive rate by Monday. Very happy with the rates given and the customer service! Should I need any more finance I will definitely be using this company!
  • The service provided by Forza Finance is excellent! They make sure everything is clear and they are in constant communication with you so you know where you are at in the process. Both Jordan and Nick were extremely helpful and they got me a great deal. Would definitely recommend!
  • From start to finish Forza Finance were extremely swift with all communications and I managed to get a really competitive deal matched with great customer service. I would highly recommend.
  • Excellent service from the team at Forza from start to finish.....7 star service.
  • Forza finance came to the rescue and found a storming deal. Easy to deal with asked a few questions and had the deal sorted in 2-3 days Evan over the Christmas period.
    Thomas Phillips
  • I was recommended Forza by a friend and I couldn’t have been more happy with the service I received. Pleasant, helpful and professional. I would definitely use them again and recommend wholeheartedly.
    Jane Hill
  • Just thought I’d drop you a line to thank you for assisting me with the finance of my new car. Your courtesy and professionalism has made the whole process a breeze from start to finish and, as such, it has been a pleasure dealing with yourself and Forza Finance. Thank you, once again. I will definitely recommend your services to colleagues, friends and family. Kind regards, Henry Hichens.
  • Absolutely amazing customer service!! Very friendly, prompt and efficient service! Especially Nick who went above and beyond to really help us out! Highly recommend it anyone! Excellent customer service and incredible staff support! Really appreciate it! Thank you, Vithiya
  • Thanks for taking the time and making an effort in finding the right finance package for me. This was an important purchase and Forza displayed both the knowledge and expertise in securing and executing the deal with the minimum of fuss. I would highly recommend their services.
    Rod Watson
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  • I wanted to get the best finance deal for my purchase and I'm extremely pleased I took my business to Forza. The Lease Purchase product recommended provided a strong residual value and affordable monthly payments. I will be back when I'm looking to buy again.
    Steve Bennett
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  • The number of options and subsequent advice made it easier for me to understand the products and make the best choice for me. Thanks for all your help and I will definitely be recommending you to friends, family and colleagues.
    Mr M. Ahmad
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  • Forza Finance have worked with new client Hillside Leisure, specialists in Motorhomes and Campervans, on their funding solutions. Their first joint customer is now the proud owner of a Stone Blue VW Birchover.
    Hillside Leisure
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  • From start to finish very impressed with the finance offered and customer service! Would recommend these guys before using dealer finance.
    Mike Richardson
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  • Excellent comprehensive service. Clear and helpful advice, trouble free from start to finish, extremely helpful adviser (Barry Stockwell) and provided clear and timely communication with me the client, the car dealership and the lender. In addition to great customer service, Forza Finance managed to find the best interest rate on the market and provided the most cost effective PCP solution when compared against three other brokers and the car dealership's own finance. Would recommend without reservation. Thank You.
    Mrs Arnold
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