Specialist Vehicle & Asset Finance Solutions | Forza Finance

Car Finance Without The Fuss

Vehicle Finance From 4.9% APR

Get Approved in Less Than 60 Seconds

OUR LENDERS

We compare hundreds of vehicle finance products from our exclusive panel of lenders, so you don't have to
Hitachi
Close Brothers
Alphera
Paragon
Aldermore
Northridge Finance
Santander

Incredible Savings

We stay on top of our industry by being experts in yours

88%

SAVED MONEY

88% of our customers on average saved over £1000 when funding through us, compared to Dealer Finance and High Street Banks.

74%

INTEREST RATES

Our Interest Rates are so competitive, we beat 74% of our customers quotes by 1% APR or more.

72%

MONTHLY PAYMENTS

72% of our customers on average saved over £100 on monthly payments when funding through us.

x3

ACCEPTANCE

Our customers are 3 times more likely to have a suitable loan product accepted from our diverse panel of lenders, compared to Dealer Finance and High Street Banks.

ASSETS WE FINANCE

Take a look at all the different kinds of assets we can provide finance solutions for
 

CAR FINANCE FAQs

How Does Car Finance Work?
There are 3 basic steps to car finance:

  • Pick the finance option that best suits you. The most common finance types for cars are either Hire Purchase, Lease Purchase or Personal Contract Purchase, but there are many more finance products.Contact our team to discuss the best options available to you.
  • Pick where to find the finance product. Either through dealers, banks or online comparison tools, you can get an overall view of the repayments and interest rates you might incur. At Forza Finance we have an exclusive panel of partner lenders through which we compare hundreds of finance deals to find you the lowest possible rates.
  • Progress through your car finance application. A simple process that requires a bit of information about you, at Forza you can complete a finance application form online to get a decision in seconds. At Forza Finance once your finance has been approved your advissor will collaborate with the selected dealership and the funds will be transferred in time for the collection of your new vehicle.
What Are The Different Types Of Car Finance?
The most notable car finance solutions are:

  • Hire Purchase (HP): you will need an initial deposit; you agree to return the vehicle price in monthly instalments at a certain rate of interest, usually over 1-5 years. At the end of the HP agreement, you own the vehicle.
  • Personal Contract Purchase (PCP): your monthly payments are likely to be lower; when the agreement ends, usually after between 1-4 years, you can choose if you would rather hand the car back, make a final payment and take full ownership of it or part-exchange the vehicle for another.
  • Lease Purchase (LP): also known as balloon payment finance, you will pay an initial deposit. It works similarly to PCP, however, there is no return option at the end of the agreement, so you will have to pay a deferred balloon element. Personal loan: you won’t need a deposit. You take ownership of the vehicle from the outset, your repayments can span from 1 to 5 years.
Is It Hard To Get Accepted For Car Finance?
Getting accepted for car finance is not a guarantee, but there are plenty of ways you can ensure you have the best chances of getting approved. Starting with providing the most up-to-date and correct information throughout your application process. Research your own credit score and financial details, and the lending criteria of your finance company to ensure whether or not you are eligible for the finance option you want.
How long does it take to get car finance approved?
With Forza Finance we aim to be as fast as possible. Typically it can take one to two business days to check the documents and financial information you provided before coming back to you with a decision regarding your application for car finance. If your application outcome is a rejection, an acceptance with conditions or a request for further information, then the process of getting approved for car finance will take longer.
What Checks Are Done For Car Finance?
You will need to supply personal information such as proof of identity, a valid driver’s licence, proof of address, bank details, employment history. You can then expect a credit check and a financial assessment.

WHY CHOOSE US

UK's Lowest Rates

We compare hundreds of finance deals from our exclusive panel of partner lenders

Greater Choice and Flexibility

Unlike Vehicle dealerships, Manufacturers or High Street Banks, we are able to offer a full range of finance options and bespoke packages

Dedicated Finance Specialists

Our team of Finance Specialists are on hand to deliver a personalised service throughout your buying journey

Find Your Next Asset

Let our expert Asset Sourcing Team of specialist buyers find you the best deal on your next asset


FIND OUT MORE

WHY CHOOSE US

UK's Lowest Rates

We compare hundreds of finance deals from our exclusive panel of partner lenders

Greater Choice and Flexibility

Unlike Vehicle dealerships, Manufacturers or High Street Banks, we are able to offer a full range of finance options and bespoke packages

Dedicated Finance Specialists

Our team of Finance Specialists are on hand to deliver a personalised service throughout your buying journey

Find Your Next Asset

Let our expert Asset Sourcing Team of specialist buyers find you the best deal on your next asset


FIND OUT MORE

CUSTOMER REVIEWS

We value Forza Finance customers and appreciate their feedback
  • OL

    Nicholas is great - would not use anyone else

    OL
  • Sandeep S

    Great experience. I usually finance through a main dealer and this was my first experience financing via a 3rd party. Rahman was excellent in handling my requirements and put forward a deal with very competitive rates. He did well putting up with my undoubtedly annoying questions via email! He definitely went over and above to ensure payment for the vehicle was paid in advance and in a timely manner.

    Sandeep S
  • Jan K

    Superb service. Rahman was brilliant throughout the process. I highly recommend Forza Finance, especially Rahman. Great service, good rates!

    Jan K
  • Mark L

    I have quoted Rahman Ololade at Forza many times.. by far the most personable, helpful and knowledgeable professional I have ever used in the car finance business... super helpful.. a real superstar.

    Mark L
  • Vinni G

    All I can say to anyone looking to purchase a car is ring this number. Significant saving vs dealership deal due to APR. Personally I was looked after by Rahman, who was nothing less than a professional. Incredibly supportive and no pressure from him in anyway. Forza pulled all the stops out to ensure my finance was in place over the 48hrs ahead of collection. I would certainly look to use this company again.

    Vinni G
  • Roger Seib

    Having bought a few cars from a dealer accustomed to Forza, I was delighted to find they were able to help me directly with another purchase. I was eager to buy a car that had already attracted a lot of interest. However, with Forza my finance was approved by a major lender within a few hours and the money transferred to the somewhat stunned salesman the next day. Amazing.

    Roger Seib
  • Shervon Spadano

    James was amazing, he got my car finance sorted in no time, he was super helpful and patient…would definitely recommend Forza Finance to get the best deal.

    Shervon Spadano
  • Mr Mahmood

    I have dealt with many companies but this has to be the best , from start of the process to the end , clear guidance and time is given . I dealt with Rahman who was very helpful and happily ran through 100 quotes before I found the right one . Will definitely use them again.

    Mr Mahmood
  • Aleksander Krastev

    That was the best service for car finance I have ever had. It took 5 minutes only, Jordan was super efficient, hassle free professional service. I highly recommend Forza Finance!!!

    Aleksander Krastev
  • Stuart Chapell

    Great service and a great rate.

    Stuart Chapell
  • Jonathan Dianovics-Burns

    Excellent service. Friendly staff. Great rates. Definitely worth a look at what they can do for you

    Jonathan Dianovics-Burns
  • Anon

    Found Forza on google whilst looking at purchasing a new car, very helpful and very competitive, they managed to beat the quote offered by the garage! Very easy and straight forward, will certainly be using again. Thanks for all your help.

    Anon
  • C J H

    Could not have asked for a better team on the ball and gave me the best rate no one could beat.

    C J H
  • Zac Roberts

    Jordan Scraggs is your man. Very quick, always available on the phone. Beat any price in the market I could find.

    Zac Roberts
  • Nicola Bennett

    Exceptional assistance and diligence on the part of Rahman to secure the finance required for our vehicle. Would definitely recommend!

    Nicola Bennett
  • REAL TORQUE

    can’t tell you how pleased I am with the impeccable service from Forza Finance. Couldn’t thank Nicholas enough and he really is a true asset to the company. Despite numerous setbacks with the dealer I was purchasing the car from, he was their literally 24/7 to help pull things through within a few days start to finish. Great rates, great service and great company. Have a cold one fella for me!

    REAL TORQUE
  • Mikelele

    Excellent customer service. My current PCP lender has decided not to fund the type of Electric Vehicle I want to purchase despite providing quotes for it. Forza (Jordan) came to the rescue and worked through some potential issues to provide me with a great package at a more favorable interest rate resulting in a significant saving on my monthly payments. Highly recommended.

    Mikelele
  • Stuart Gedge

    Jordan at Forza was great, from the outset of requesting quotes right through to sorting the finance he was responsive and helpful. I needed to get the finance application processed quickly and the dealer paid, Jordan did not fail me!! Happy to recommend they deliver what they say.
    Stuart Gedge
  • Jerely Rodriguez

    Amazing service, quick and efficient. Both my partner and I have used them and cannot fault them. Rahman was extremely helpful and offered great advice. I also dealt with Jordan S when Rahman was unavailable who also offered amazing customer service. Forza Finance will be our new go to from now on and can highly recommend them to anyone. Thanks for helping us get our new cars!

    Jerely Rodriguez
  • Ahsan Arshad

    I engaged with Jordan at Forza finance my car finance. He was very helpful in getting the finance arrangements from start to finish really quickly. Much appreciated.

    Ahsan Arshad
  • Zeb Khan

    *Exceptional service* Having been put off by the packages a lot of dealers were offering I started looking for an independent PCP finance provider. I spoke to Jordan Scraggs at Forza and immediately I knew that I was speaking to someone who fully understood what I was looking for. He was clear, transparent and unlike the dealers I had spoken to wasn't pushy or misleading. We discussed numbers and Jordan provided various options that helped me understand what the best way forward was for me and what would work out better in the long term. After completing the application he delivered the best level of service I could expect and did his best to ensure my deadline was met and the deal was exactly as discussed, kept me in the loop at all times and was easy to get hold of and very responsive, basically made the deal happen. I would recommend you speak with Jordan if you are looking for any kind of car finance and personally will not hesitate to use him whenever I am looking to purchase a vehicle. Thanks for all your help, much appreciated!

    Zeb Khan
  • Ali Sheik

    I found the perfect car on Auto trader and was looking to finance the car. I had spoken to 2 other car finance companies but their response time and quotation provided were not what I was expecting. Then out of nowhere I googled finance company and Forza Finance came up. Completed a finance calculator and was contacted by Rahman in a few minutes. He gave me two quotations and explained how it worked. Once I confirmed with him which deal I had chosen, he quickly spoke to the bank to get a finance contract approved. In less than 2 day, he got all the information ready and contacted the dealer to confirm the payment. The service received was the best so far and can't recommended Forza and Rahman enough for the excellent customer service provided. Thank you soo much for helping me finance my dream car. Can't wait to collect it this Saturday.

    Ali Sheik
  • Rahman was a great and real superstar in explaining the best options and making things very clear, very professional and simple to allow me to make an informed decision and move forward with the right package. Great asset to the Forza team.
  • Carl Thomas
    Great experience can’t recommend enough
    Carl Thomas
  • Shannon
    Jordan Scraggs and the rest of the team were great! They advised us and kept us in the loop and achieved the best deals possible. Their approach was friendly and polite and everything was explained perfectly. They sourced the best possible finance options with the lowest APR achievable. Would highly recommend and would definitely use again in a heart beat! Thank you
    Shannon
  • Atlanta
    Danny was really helpful from start to finish, answered any questions I had straight away and made the whole process a lot easier for me
    Atlanta
  • Dean Dale
    Superb from start to finish. Rahman was brilliant when explaining the process and very helpful when I had any questions or queries.
    Dean Dale
  • Gavin Potter
    Jordan is heads above anyone in any business you will deal with. Service in another stratosphere and how it should be and then some. Top rates too.
    Gavin Potter
  • ALISTAIR MUIR
    Simple and clear process. Jordan was a great help. Many thanks
    ALISTAIR MUIR
  • Richard Thomas
    This company is amazing! Since day one I was looked after so well and kept informed through the whole process of buying my dream car. I was messed around by two garages so I had to get a few different quotes! But it was no problem for Forza :-) Jordan Scraggs your amazing and a credit to your company! So professional and made everything run so smoothly. Thank you Jordan Scraggs. Amazing guy ! Amazing company.
    Richard Thomas
  • Simon Chamberlain
    Absolutely No Other Way To Get Finance, Brilliant company & people. Top man to Jonathan, very helpful & saved me tonne of money, so I could buy the car & spec I wanted!!!
    Simon Chamberlain
  • Erin Martin
    Great experience - Jonathon was extremely helpful and made the process easy and simple. Thank you?
    Erin Martin
  • NH
    Great service and competitive finance rates, would definitely recommend. I got a quote from Forza after being disappointed with dealership finance options when looking for a used car. The service was professional and straightforward and I would definitely recommend & use again!
    NH
  • Luke
    Came across Forza Finance through google search and I’m glad I found them. Dealt with Jordan Scraggs from start to finish, very professional and helpful. I would definitely return to Forza for my next car finance deal and recommend to others. Many thanks Luke
    Luke
  • Thomas
    Jordan was a dream to work with on this, extremely responsive and very helpful with anything I’ve asked of him. Very easy to deal with and made the process very straight forward - will definitely be coming back to them when this car ends!
    Thomas
  • Stuart Murphy
    A very simple and efficient service while also providing the most competitive quote I could find. Excellent.
    Stuart Murphy
  • Jo
    What fantastic service and the turnaround from receiving the paperwork to funds released was incredible.
    Jo
  • Gordon Fuller
    Jordan at Forza was fantastic dealt with my enquiry extremely efficiently from initial enquiry and application through to release of funds within 7 days over the Xmas and New year period in midst of covid pandemic !! Highly recommend. Regards Gordon Fuller
    Gordon Fuller
  • Joe Kelvey
    Rahman was quick with communication and efficient in getting everything in order, answered any questions I had and handled everything needed. Will definitely be returning for my next car.
    Joe Kelvey
  • Andrew
    I dealt with Jordan who was excellent throughout. Sorted the finance extremely smoothly and efficiently and then liaised with the car dealer expediently. Absolutely no gripes whatsoever. Thank you very much
    Andrew
  • Darren Boyce
    After being quoted for PCP finance by a main dealer I decided to look for my own finance.. Forza Finance came up in my search engine so I gave them a go! I can honestly say this was the best decision I could of made. From start to finish I was looked after by Nick Relf. Nick was open, honest and so easy to deal with, responding to all my questions and requests with real urgency and clarity. Not only that, I saved money as well! Thank you Forza and thank you Nick.. First class service
    Darren Boyce
  • Dominic Sands
    Fantastic service and unbeatable product!! Having been refused an HP offer from the main dealer, Forza didn't only find a product that matched my requirements, they manged to beat APR quotes from other lenders by quite a considerable amount, saving huge amounts. The professionalism, knowledge and support provided for by Danny Page, not only made an otherwise complicated process flow with ease, he kept me fully updated and answered all my questions in real time. If you're looking to save time, money and stress, I can’t recommend Forza Finance enough! Probably the best finance company to have dealings with. In a word, superb!
    Dominic Sands
  • Geoff Read
    I was very impressed with the ease and speed of completing the process. Nick help by providing a number of quotations to help me identify the level of financing I was comfortable with.
    Geoff Read
  • Chris
    Never used the company before but will certainly be using them again. Rare thing to find in the motoring world a company that's fair, excellent service and does everything they say they'd do. Jordan was sublime from start to finish ad well accommodating.
    Chris
  • Steve
    Danny was really helpful from start to finish, answered any questions I had straight away and made the whole process a lot easier for me.
    Steve
  • JANE BOX
    Excellent service. Jordan looked after us throughout and was always available to talk through any questions or queries we had. The speed of service was superb - the process took less than a day from start to finish with the funds being transferred almost immediately. I would highly recommend Forza to anyone who's looking to get finance for their vehicle. We're now looking forward to picking up our camper van tomorrow and making the most of the sunshine :). Many thanks Jordan
    JANE BOX
  • JANE HILL
    First class service. I was recommended Nick from Forza by a friend and I couldn’t have been more happy with the service I received. Pleasant, helpful and professional. I would definitely use them again and recommend wholeheartedly
    JANE HILL
  • ALISON GRUAR
    Great service from Forza Finance. Rahman was amazing and managed to turn everything around really quickly so we can pick up our lovely new van. Would definitely recommend these guys.
    ALISON GRUAR
  • FRANCISCO MACEDO
    Just fantastic! Pain free experience. These guys were brilliant. From initial enquiry until completion it took 24 hours and all paperwork was sorted and funds paid. Big Shout out to Jordan for being always on hand. I will be using them again for sure!
    FRANCISCO MACEDO
  • PAUL HINSON
    Would definitely recommend!! Forza were very easy to deal with and even though the actual finance was eventually arranged with the same company as the dealer had quoted with, Forza were able to arrange a deal saving me over £500! Rahman at Forza was a pleasure to communicate with, always polite, makes a difference these days!
    PAUL HINSON
  • JAMES BETTS
    Jordan at Forza Finance has been an absolute star to work with. Nothing was too much trouble for him, and he really went all out to make the deal happen for me. I was kept in the loop the entire time, and Jordan was extremely easy to get hold of should I have had any questions - no nightmare phone trees to deal with! An all round great experience with Forza and Jordan, I can’t rate them highly enough.
    JAMES BETTS
  • ANDY
    Fantastic support from Forza who were a massive help in getting our dream motor home on the road. Rahman was fantastic support at every step of the journey. Couldn’t be happier :) well done
    ANDY
  • CHANTELLE
    Jordan was excellent. Sent my enquiry over late Saturday, had the documents at an impressive rate by Monday. Very happy with the rates given and the customer service! Should I need any more finance I will definitely be using this company!
    CHANTELLE
  • The service provided by Forza Finance is excellent! They make sure everything is clear and they are in constant communication with you so you know where you are at in the process. Both Jordan and Nick were extremely helpful and they got me a great deal. Would definitely recommend!
    AMY STONER
  • From start to finish Forza Finance were extremely swift with all communications and I managed to get a really competitive deal matched with great customer service. I would highly recommend.
    JON CLOUGH
  • Excellent service from the team at Forza from start to finish.....7 star service.
    PADRAIG BRADY
  • Forza finance came to the rescue and found a storming deal. Easy to deal with asked a few questions and had the deal sorted in 2-3 days Evan over the Christmas period.
    Thomas Phillips
  • I was recommended Forza by a friend and I couldn’t have been more happy with the service I received. Pleasant, helpful and professional. I would definitely use them again and recommend wholeheartedly.
    Jane Hill
  • Just thought I’d drop you a line to thank you for assisting me with the finance of my new car. Your courtesy and professionalism has made the whole process a breeze from start to finish and, as such, it has been a pleasure dealing with yourself and Forza Finance. Thank you, once again. I will definitely recommend your services to colleagues, friends and family. Kind regards, Henry Hichens.
  • Absolutely amazing customer service!! Very friendly, prompt and efficient service! Especially Nick who went above and beyond to really help us out! Highly recommend it anyone! Excellent customer service and incredible staff support! Really appreciate it! Thank you, Vithiya
  • Thanks for taking the time and making an effort in finding the right finance package for me. This was an important purchase and Forza displayed both the knowledge and expertise in securing and executing the deal with the minimum of fuss. I would highly recommend their services.
    Rod Watson
    Read More Customer Reviews
  • I wanted to get the best finance deal for my purchase and I'm extremely pleased I took my business to Forza. The Lease Purchase product recommended provided a strong residual value and affordable monthly payments. I will be back when I'm looking to buy again.
    Steve Bennett
    Read More Customer Reviews
  • The number of options and subsequent advice made it easier for me to understand the products and make the best choice for me. Thanks for all your help and I will definitely be recommending you to friends, family and colleagues.
    Mr M. Ahmad
    Read More Customer Reviews
  • Forza Finance have worked with new client Hillside Leisure, specialists in Motorhomes and Campervans, on their funding solutions. Their first joint customer is now the proud owner of a Stone Blue VW Birchover.
    Hillside Leisure
    Read More Customer Reviews
  • From start to finish very impressed with the finance offered and customer service! Would recommend these guys before using dealer finance.
    Mike Richardson
    Read More Customer Reviews
  • Excellent comprehensive service. Clear and helpful advice, trouble free from start to finish, extremely helpful adviser (Barry Stockwell) and provided clear and timely communication with me the client, the car dealership and the lender. In addition to great customer service, Forza Finance managed to find the best interest rate on the market and provided the most cost effective PCP solution when compared against three other brokers and the car dealership's own finance. Would recommend without reservation. Thank You.
    Mrs Arnold
    Read More Customer Reviews

FINANCE


Are you looking to finance your next vehicle?

Forza Finance are uniquely placed to offer finace for the purchase of any prestige, high-value vehicle or asset.

Watch the video to find out more.

Asset Finance made easy in 3 Simple Steps

LATEST NEWS

Keep up to date with all the latest industry news and articles we have been reading
Call us: 01245 950640