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We compare hundreds of vehicle finance products from our exclusive panel of lenders, so you don't have to
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Northridge Finance

Incredible Savings

We stay on top of our industry by being experts in yours



88% of our customers on average saved over £1000 when funding through us, compared to Dealer Finance and High Street Banks.



Our Interest Rates are so competitive, we beat 74% of our customers quotes by 1% APR or more.



72% of our customers on average saved over £100 on monthly payments when funding through us.



Our customers are 3 times more likely to have a suitable loan product accepted from our diverse panel of lenders, compared to Dealer Finance and High Street Banks.


Take a look at all the different kinds of assets we can provide finance solutions for


How Does Car Finance Work?
There are 3 basic steps to car finance:

  • Pick the finance option that best suits you. The most common finance types for cars are either Hire Purchase, Lease Purchase or Personal Contract Purchase, but there are many more finance products.Contact our team to discuss the best options available to you.
  • Pick where to find the finance product. Either through dealers, banks or online comparison tools, you can get an overall view of the repayments and interest rates you might incur. At Forza Finance we have an exclusive panel of partner lenders through which we compare hundreds of finance deals to find you the lowest possible rates.
  • Progress through your car finance application. A simple process that requires a bit of information about you, at Forza you can complete a finance application form online to get a decision in seconds. At Forza Finance once your finance has been approved your advissor will collaborate with the selected dealership and the funds will be transferred in time for the collection of your new vehicle.
What Are The Different Types Of Car Finance?
The most notable car finance solutions are:

  • Hire Purchase (HP): you will need an initial deposit; you agree to return the vehicle price in monthly instalments at a certain rate of interest, usually over 1-5 years. At the end of the HP agreement, you own the vehicle.
  • Personal Contract Purchase (PCP): your monthly payments are likely to be lower; when the agreement ends, usually after between 1-4 years, you can choose if you would rather hand the car back, make a final payment and take full ownership of it or part-exchange the vehicle for another.
  • Lease Purchase (LP): also known as balloon payment finance, you will pay an initial deposit. It works similarly to PCP, however, there is no return option at the end of the agreement, so you will have to pay a deferred balloon element. Personal loan: you won’t need a deposit. You take ownership of the vehicle from the outset, your repayments can span from 1 to 5 years.
Is It Hard To Get Accepted For Car Finance?
Getting accepted for car finance is not a guarantee, but there are plenty of ways you can ensure you have the best chances of getting approved. Starting with providing the most up-to-date and correct information throughout your application process. Research your own credit score and financial details, and the lending criteria of your finance company to ensure whether or not you are eligible for the finance option you want.
How Long Does it Take To Get Car Finance Approved?
With Forza Finance we aim to be as fast as possible. Typically it can take one to two business days to check the documents and financial information you provided before coming back to you with a decision regarding your application for car finance. If your application outcome is a rejection, an acceptance with conditions or a request for further information, then the process of getting approved for car finance will take longer.
What Checks Are Done For Car Finance?
You will need to supply personal information such as proof of identity, a valid driver’s licence, proof of address, bank details, employment history. You can then expect a credit check and a financial assessment.


UK's Lowest Rates

We compare hundreds of finance deals from our exclusive panel of partner lenders

Greater Choice and Flexibility

Unlike Vehicle dealerships, Manufacturers or High Street Banks, we are able to offer a full range of finance options and bespoke packages

Dedicated Finance Specialists

Our team of Finance Specialists are on hand to deliver a personalised service throughout your buying journey

Find Your Next Asset

Let our expert Asset Sourcing Team find you the best deal on your next asset



UK's Lowest Rates

We compare hundreds of finance deals from our exclusive panel of partner lenders

Greater Choice and Flexibility

Unlike Vehicle dealerships, Manufacturers or High Street Banks, we are able to offer a full range of finance options and bespoke packages

Dedicated Finance Specialists

Our team of Finance Specialists are on hand to deliver a personalised service throughout your buying journey

Find Your Next Asset

Let our expert Asset Sourcing Team of specialist buyers find you the best deal on your next asset



We value Forza Finance customers and appreciate their feedback
  • Javid Hussain

    Best finance deals quick & easy can’t be beaten Excellent service quick pay outs friendly staff always there to help

    Javid Hussain
  • Adil Patel

    Jordan was great. Would definitely recommend. Staff were knowledgeable and answered all my questions. Very prompt and quick would definitely recommend.

    Adil Patel
  • Kane Allen

    Would recommend Forza and Jordan Scraggs & Jordan Warrener to anyone. So much knowledge on the finance and products, works hard for the best acceptances and continuously provides me with updates. 5 star service!

    Kane Allen
  • Stuart Day

    It's been quite sometime since I had to use a finance company and things have clearly moved on a bit. The 2 guys at Forza that I dealt with both really communicative by both phone and email and the whole process was really easy. I admit I was a bit keen to get things sorted ASAP so may have chased more than I should have but as I said above its been awhile. All said and done everything was sorted in under a week and the vendor was also very complimentary as payment to them was very prompt.

    Stuart Day
  • Mo Siddique

    Dealt with Jordan no-hassle nice and easy always here to help she can make the impossible possible. thanks, J

    Mo Siddique
  • Steven McKinlay

    First rate service from the first enquiry to completion. Jordan from Forza Finance couldn’t do any more to help with my motorhome purchase. Highly recommended.

    Steven McKinlay
  • jodi-ann henry

    Thank you so much James! The best agent ever! Good listener, communication was so good, he listen and know what I want so happy I found my family car because of James! Thank you soo much!

    jodi-ann henry
  • Jon Davies

    Great work from Jordan in processing the application, keeping me informed and ensuring timescales were met. Very easy to work with.

    Jon Davies
  • OL

    Nicholas is great - would not use anyone else

  • Sandeep S

    Great experience. I usually finance through a main dealer and this was my first experience financing via a 3rd party. Rahman was excellent in handling my requirements and put forward a deal with very competitive rates. He did well putting up with my undoubtedly annoying questions via email! He definitely went over and above to ensure payment for the vehicle was paid in advance and in a timely manner.

    Sandeep S
  • Jan K

    Superb service. Rahman was brilliant throughout the process. I highly recommend Forza Finance, especially Rahman. Great service, good rates!

    Jan K
  • I was recommended Forza by a friend and I couldn’t have been more happy with the service I received. Pleasant, helpful and professional. I would definitely use them again and recommend wholeheartedly.
    Jane Hill
  • Just thought I’d drop you a line to thank you for assisting me with the finance of my new car. Your courtesy and professionalism has made the whole process a breeze from start to finish and, as such, it has been a pleasure dealing with yourself and Forza Finance. Thank you, once again. I will definitely recommend your services to colleagues, friends and family. Kind regards, Henry Hichens.
  • Absolutely amazing customer service!! Very friendly, prompt and efficient service! Especially Nick who went above and beyond to really help us out! Highly recommend it anyone! Excellent customer service and incredible staff support! Really appreciate it! Thank you, Vithiya
  • Thanks for taking the time and making an effort in finding the right finance package for me. This was an important purchase and Forza displayed both the knowledge and expertise in securing and executing the deal with the minimum of fuss. I would highly recommend their services.
    Rod Watson
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  • I wanted to get the best finance deal for my purchase and I'm extremely pleased I took my business to Forza. The Lease Purchase product recommended provided a strong residual value and affordable monthly payments. I will be back when I'm looking to buy again.
    Steve Bennett
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  • The number of options and subsequent advice made it easier for me to understand the products and make the best choice for me. Thanks for all your help and I will definitely be recommending you to friends, family and colleagues.
    Mr M. Ahmad
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  • Forza Finance have worked with new client Hillside Leisure, specialists in Motorhomes and Campervans, on their funding solutions. Their first joint customer is now the proud owner of a Stone Blue VW Birchover.
    Hillside Leisure
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  • From start to finish very impressed with the finance offered and customer service! Would recommend these guys before using dealer finance.
    Mike Richardson
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  • Excellent comprehensive service. Clear and helpful advice, trouble free from start to finish, extremely helpful adviser (Barry Stockwell) and provided clear and timely communication with me the client, the car dealership and the lender. In addition to great customer service, Forza Finance managed to find the best interest rate on the market and provided the most cost effective PCP solution when compared against three other brokers and the car dealership's own finance. Would recommend without reservation. Thank You.
    Mrs Arnold
    Read More Customer Reviews


Are you looking to finance your next vehicle?

Forza Finance are uniquely placed to offer finace for the purchase of any prestige, high-value vehicle or asset.

Watch the video to find out more.

Asset Finance made easy in 3 Simple Steps


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