Hire Purchase HP | Forza Finance

Advantages of Hire Purchase:

What is HP Asset Finance?

Once you have decided to finance your asset with a hire purchase agreement, you will need to pay an initial deposit typically between 5-50% of the asset price. The remainder of the balance, together with the interest, is repaid monthly over an agreed period, usually between one and five years - At the end of the period the car is yours.

Unlike Personal Contract Purchase or Lease Purchase agreements, the residual value of the vehicle is not taken into account. Instead, your monthly payments on a hire purchase agreement are determined by the retail price of the vehicle, the size of the deposit and the length of the contract.

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Hire Purchase HP

One of the most common forms of financing an asset is through a process known as Hire Purchase, or HP, which offers a straightforward way to spread the cost of your loan.

There is a fixed rate of interest with fixed monthly payments, which allows you to take ownership of your asset once all payments have been made. HP finance can make budgeting for your new purchase simple and easy.

Advantages of Hire Purchase:


No matter what you need help with funding Forza Finance can help


We value Forza Finance customers and appreciate their feedback
  • Just thought I’d drop you a line to thank you for assisting me with the finance of my new car. Your courtesy and professionalism has made the whole process a breeze from start to finish and, as such, it has been a pleasure dealing with yourself and Forza Finance. Thank you, once again. I will definitely recommend your services to colleagues, friends and family. Kind regards, Henry Hichens.
  • Absolutely amazing customer service!! Very friendly, prompt and efficient service! Especially Graham who went above and beyond to really help us out! Highly recommend it anyone! Excellent customer service and incredible staff support! Really appreciate it! Thank you, Vithiya
  • Thanks for taking the time and making an effort in finding the right finance package for me. This was an important purchase and Forza displayed both the knowledge and expertise in securing and executing the deal with the minimum of fuss. I would highly recommend their services.
    Rod Watson
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  • I wanted to get the best finance deal for my purchase and I'm extremely pleased I took my business to Forza. The Lease Purchase product recommended provided a strong residual value and affordable monthly payments. I will be back when I'm looking to buy again.
    Steve Bennett
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  • The number of options and subsequent advice made it easier for me to understand the products and make the best choice for me. Thanks for all your help and I will definitely be recommending you to friends, family and colleagues.
    Mr M. Ahmad
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  • Forza Finance have worked with new client Hillside Leisure, specialists in Motorhomes and Campervans, on their funding solutions. Their first joint customer is now the proud owner of a Stone Blue VW Birchover.
    Hillside Leisure
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  • From start to finish very impressed with the finance offered and customer service from Liam second to none would recommend these guys before using dealer finance.
    Mike Richardson
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  • Excellent comprehensive service. Clear and helpful advice, trouble free from start to finish, extremely helpful adviser (Barry Stockwell) and provided clear and timely communication with me the client, the car dealership and the lender. In addition to great customer service, Forza Finance managed to find the best interest rate on the market and provided the most cost effective PCP solution when compared against three other brokers and the car dealership's own finance. Would recommend without reservation. Thank You.
    Mrs Arnold
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